Shared Ownership…what’s it all about?

Get your foot on the ladder from approx. £3,000* with Shared Ownership!

Shared Ownership is a good alternative to renting if you can’t afford the larger deposit to buy a house outright.

Our scheme enables you to buy a share in a home and pay a reduced rent on the share that you don’t own. Shares range from 25% to 75% initially, with the option for you to buy more once you’ve moved in.

*£3,000 is an approx minimum deposit figure needed to buy a Shared Ownership property. An eligibility and affordability assessment will be required and deposit amount confirmed during the affordability assessment. The more deposit you have could mean you can buy more of a share, which could bring your monthly rent payments down. 

Shared Ownership homes

You’re able to buy a Shared Ownership home if:

  • Your household earns £80,000 a year or less.
  • Either you’re a first-time buyer, you don’t own your own home, or you already own a shared ownership home and would like to move to another.
  • Your income is sufficient to cover the mortgage (if applicable), rent and service charges.
  • Your chosen Shared Ownership home is affordable and sustainable for you.

Before arranging a viewing for a Shared Ownership property, please complete the Help to Buy North West Shared Ownership Application below. Once this has been submitted, please email us to confirm, on we will then contact you with the next steps.

Please ensure you select Halton Housing as the developer or we will not receive your application. 

Apply Now

Buying more of your home… also known as staircasing

You can buy a share in one of our Shared Ownership homes ranging from 25% up to 75% initially. Once you have moved in, you have the option to buy more shares in your home. 100% in fact – which is what’s known as staircasing.

You don’t have to buy the remaining shares all at once, you can do it in affordable stages, but we’d suggest you wait until you can afford to buy at least an additional 10%, to make it worthwhile.

Shared Ownership (also known as part buy part rent) is an affordable way to own a home. The more shares you own, the less rent you pay and it also means when you come to sell, if the value of your home has increased, you could make more profit!

If you’d like to buy more shares in your home, please get in touch with a member of our team and we’ll be more than happy to go through the options with you.

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Price Range:

1 to 5 bedrooms

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Price Range:
Size SQ FT:

1 to 5 bedrooms

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Book a Viewing

To find out more about this property, get in touch! Our friendly and helpful team would be more than happy to answer all of your questions. To get in touch, simply complete the below contact form. 0333 0044777

To book a viewing of this property or to find out more details get in touch with a member of our helpful team. You can contact the team by filling in and submitting the below enquiry form. 0333 0044777


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